Skyrim Finance — THORSTARTER’s first IDO decentralized financial platform

Jay：经过短短一个月的时间，大饼从29000一路回到50000。所以要沉得住气，还是那句话，不要做空自己的事业。最近Defi锁仓市值创造了新高，达到1360亿美元，距离历史最高点只差200亿美元。能吸引如此大量的资金，最重要的理由当然是其高额的回报率带来的财富效应。在我们想参与进去，获得Defi带来的红利时，我们不得不面临这几个问题:哪些借贷平台可以让你获得最高收益？哪个 DEX 可以提供最低滑点？哪些稳定币能够确保长期安全？要解决这些问题，需要我们有足够专业的知识，还要花费大量时间经历去调研和持续关注市场的变化。毫无疑问，大多数人需要DeFi 聚合器帮我们处理这些问题，DeFi 行业向聚合方向发展也已经变成了一种未来趋势，因为越来越多用户和资金开始流向 DeFi。

今天来到加密阁的SkyrimFinance就是一个多链部署的去中心化结构性金融市场，可以为用户提供适合自己的Defi产品，下面让我们来深入了解一下他们是怎么做的。

In just one month, BTC went from $29,000 all the way back to $50,000.So stay calm. Again, don’t short your enterprise.Defi’s TVL recently hit a new high of $136bn, just $20bn shy of its ATH.The most important reason for attracting such a large amount of capital is, of course, the wealth effect of its high rate of return.When we want to participate and reap the dividends of Defi, we have to face the following questions:Which lending platforms will give you the best returns?Which DEX provides the lowest slip point?Which stablecoins will ensure long-term security?To solve these problems, we need to have enough expertise, spend a lot of time on research and keep an eye on market changes.There is no doubt that most people need DeFi aggregators to help us deal with these issues, and the DeFi industry’s move towards aggregations has become a trend of the future as more and more users and money start flowing to DeFi.SkyrimFinance, which comes to EncryptClub today, is a decentralized structured finance market with multi-chain deployment, which can provide users with Defi products suitable for their own. Let’s have an in-depth understanding of how they do it.

｜嘉宾及团队介绍｜

JAY：今天，我们有幸邀请到Skyrim Finance项目的运营与营销总监Johnny Lee来到我们社群，为我们详细介绍Skyrim Finance项目的创立初衷和对未来的展望。

Today, we are honored to have Johnny Lee, the Ops & Marketing Directorof Skyrim Finance with us, to introduce the origin and the future of the project to us in details.

JAY：下面我有请Johnny Lee给大家打个招呼并做自我介绍

Welcome to EncryptClub, Johnny Lee. Could you please introduce yourself to our community?

Johnny Lee：Hi there guys. This is Johnny Lee. I am currently responsible for Skyrim Finance’s marketing and community growth.

Just a short intro about my background. I have been in this space since early 2018. I think I have been witnessing the boom of cryptocurrency. Having worked for people in several decentralized projects and centralized exchanges as well. I decided to launch my own career in this space, and partner up with some of the smartest people in this space.

I like to think of myself as a guy who worked on almost all positions in crypto.

My partner Peter, the Co-founder of Skyrim Finance. He has extensive experience in investment, project development, investor relations, and financial product design. Over his experience, he has invested in a decent number of crypto startups and also led derivative products design for leading financial institutions, including Citigroup, J.P. Morgan, and HSBC.

We also have a tech team of six people. Four of them are working on smart contract development. One on the front-end design and the other responsible for back-end development.

They are all well-versed in this space and have deep roots in crypto communities.

大家好。我是约翰尼·李。目前负责《Skyrim Finance》的营销和社区发展。

简单介绍一下我的背景。我从2018年初开始就在这个领域工作。我想我见证了加密货币的繁荣。在几个去中心化项目和中心化交易所中工作过。我决定在这个领域开创自己的事业，并与这个领域中一些最有天赋的人合作。喜欢把自己想象成在加密领域几乎所有岗位上工作过的人。

我的合伙人Peter是Skyrim Finance的联合创始人。他在投资、项目开发、投资者关系和金融产品设计方面有着丰富的经验。根据他的经验，他投资了相当多的加密初创公司，并领导了领先金融机构的衍生产品设计，包括花旗集团、摩根大通和汇丰银行。

我们还有一个六人的技术团队。其中4人正在从事智能合约开发。一个负责前端设计，另一个负责后端开发。他们都精通这一领域，并在加密社区中有着深厚的根基。

｜项目的基础结构｜

JAY:请介绍一下什么是Skyrim Finance?这个项目的基础结构融资具体指什么?

What is Skyrim Finance? And what is the Structure Finance that this project is based on?

Johnny Lee：So we position Skyrim Finance as the First Multichain Decentralized Structured Finance Marketplace. If you take a look at our website, it says Skyrim Finance aims to build the Robo-Advisor of DeFi ecosystem, meaning we want to systematize and automate DeFi farming and its products.

The objective of Skyrim Finance is to help investors of different profiles have risk-adjusted return through fixed-rate and leveraged-yield DeFi products.

We think this is a very interesting narrative.

Pretty sure everyone here can agree that we humans aren’t emotionless beings even if we try to, and it certainly can be a problem when it comes to managing our portfolio, or even making generic decisions in our day to day life.

I read an article on Trading Psychology, and it always says the same thing: that being hot-headed (fear, greed, lack of discipline, etc) is very costly. I am pretty sure crypto fans can understand this.

So we might appreciate an automated entity to help us leverage the best yield mixture for BSC, Polkadot, and Ethereum-based assets. That’s where Skyrim will be the solution!

According to our market research, Robo-advisors currently manage around $460 billion, and this industry is expected to grow to $1.2 trillion by 2024.

Structure Finance can be considered as a combination of financial derivatives. It is usually a structured product that derives from a series of derivatives, with a purpose to achieve a certain return.

And with the flexibility and customizability of Structured Finance and DeFi, we will be able to execute the strategic planning adequately.

We build this project because we think there is a massive void our team can fill in this market. The DeFi market consists of at least two general types of DeFi investors. We aim to create a blended product that fits between these two target markets, so that participants can have a single touch hedged approach to DeFi.

我们将Skyrim Finance定位为第一个多链去中心化结构金融市场。

如果你看一下我们的网站，上面说Skyrim Finance的目标是建立DeFi生态系统的机器人顾问，这意味着我们想要系统化和自动化DeFi农业及其产品。

Skyrim Finance的目标是通过固定利率和杠杆收益率的DeFi产品，帮助不同类型的投资者获得风险调整后的回报。

我们认为这是一个非常有趣的故事。我敢肯定，这里的每个人都同意，我们人类不是没有感情的人，即使我们试图这样做，这肯定会成为一个问题，当涉及到管理我们的投资组合，甚至在我们的日常生活中做一般的决定。

我读过一篇关于交易心理学的文章，它总是说同一件事:冲动(恐惧、贪婪、缺乏纪律等)是非常昂贵的。我很确定加密爱好者能够理解这一点。因此，我们可能会感谢一个自动化实体来帮助我们利用BSC、Polkadot和以太坊资产的最佳收益率组合。这就是Skyrim Finance的解决方案!

根据我们的市场调查，机器人顾问目前管理着大约4600亿美元，这个行业预计到2024年将增长到1.2万亿美元。

结构金融可以被认为是金融衍生品的组合。它通常是由一系列衍生品衍生而来的结构性产品，目的是获得一定的回报。有了结构性融资和DeFi的灵活性和可定制性，我们将能够充分执行战略规划。我们创建这个项目是因为我们认为我们的团队可以填补这个市场的巨大空白。DeFi市场至少包括两种类型的DeFi投资者。我们的目标是创建一个适合这两个目标市场的混合产品，这样参与者就可以对DeFi有一个单一的接触对冲方法。

｜对DEFI去中心化金融未来发展的看法｜

JAY:你对DeFi以及去中心化金融发展的未来有什么看法

What is your view on DeFi? and the future of Decentralized Finance development?

Johnny Lee：Personally, I am very happy to work with some of the smartest people I met in the DeFi space. And in the past few years, all of us in the crypto space have been in the front seats bearing witness to an extraordinary wave of DeFi innovations and the explosive growth that comes with them, especially in the sectors of decentralized trading, lending/borrowing, options, fixed-rate return, algorithmic stable coins, synthetic assets, and more

The objective of Skyrim Finance will never change. It is to help investors of different profiles have risk-adjusted return through fixed-rate and leveraged-yield DeFi products.

I am absolutely bullish about the future of decentralized finance. Do you guys know that DeFi TVL just reached its All Time High. It bounced back right away after the market correction.

And I am equally bullish about Skyrim Finance because DeFi is bound to take off and Fixed-Rated products will have their place in the decentralized market.

就我个人而言，我很高兴能和我在DeFi领域遇到的一些最有天赋的人一起工作。

在过去的几年里,我们所有人在加密领域一直在最前沿，见证了一个非同寻常的挑战与创新浪潮的爆炸性增长,尤其是在分散交易、贷款/借款,选项,固定利率回报,算法稳定的硬币,合成资产等领域

Skyrim Finance的目标永远不会改变。它是通过固定利率和杠杆收益率的DeFi产品，帮助不同类型的投资者获得风险调整后的回报。我绝对看好去中心化金融的未来。你们知道吗，DeFi TVL刚刚达到历史最高。市场调整后，它立即反弹。我同样看好Skyrim Finance，因为DeFi必将起飞，固定评级产品将在去中心化市场占据一席之地。

｜支持的公链、产品不同处｜

JAY:那么Skyrim Finance支持哪些公链协议?这些链上的产品会有什么不同吗?您将来会考虑其他公共链，如Solana和Near吗?

So what are the protocols supported by Skyrim Finance on these public chains? Will there be any differences for products on these chains? Will you consider other public chains such as Solana, and Near in the future?

Johnny Lee：At this moment, we plan to launch on ETH. Then after our TGE event, we will tap into the Binance Smart Chain communities and finally integrate ourselves into Polkadot when the technical roadmap is clear.

Launching on ETH is an obvious choice for us because this is how we can drive as much adoption as possible. Of course we are not ruling out any other public chains or ecosystems because we aim to be inclusive. Being multi-chain is part of our mission.

I personally don’t think there will be much difference in Polkadot because at the end of the day, it is all about creating a great user experience. We want our users to have no burden when using our product even if we are operating on different underlying structures. We definitely want our marketplace users to enjoy using our product. And we will do everything to offer them a seamless experience.

目前，我们计划在ETH上上线。然后在我们的TGE活动之后，我们将进入币安智能链社区，并最终在技术路线图明确后将我们自己融入Polkadot。对我们来说，推出ETH是一个显而易见的选择，因为这是我们推动尽可能多的用户采用的方式。

当然，我们不排除任何其他公共链或生态系统，因为我们的目标是包容。多链是我们的使命之一。

我个人认为在Polkadot中不会有太大的不同，因为归根结底，这都是为了创造一个很棒的用户体验。我们希望我们的用户在使用我们的产品时没有负担，即使我们在不同的底层结构上操作。我们当然希望我们的市场用户喜欢使用我们的产品。我们将尽一切努力为他们提供无缝体验。

｜是否推出NFT｜

Jay：Skyrim Finance 还计划通过什么方式实现互操作性?将来你们会考虑推出NFT吗?

Skyrim Finance is also planning to achieve interoperability through? Will you consider launching NFT as well in the future?

Johnny Lee：Oh we love the trend. We firmly believe diversity makes this space better.As you can see here that we are built with the vision to be interoperable with NFT

But at this moment we are not jumping on the bandwagon to issue our NFTs because after all the first priority of Skyrim Finance is to bring risk-adjusted returns to DeFi users.

However, NFT is definitely one of the directions we are going. It is very exciting to see the massive adoption of these new art forms.

我们喜欢这个潮流。我们坚信，多样性会让这个空间变得更好。正如您在这里看到的，我们构建的愿景是与NFT互操作。

但目前我们并没有追随发行NFTs的浪潮，因为毕竟Skyrim Finance的首要任务是为DeFi用户带来风险调整后的回报。然而，NFT无疑是我们前进的方向之一。看到这些新的艺术形式被大量采用，是非常令人兴奋的。

｜何如让社区信任｜

JAY；加密领域是关于信任的概念。如何让加密社区信任你?

Crypto is about trust. How do you make crypto communities trust you?

Johnny Lee：Good question. First and foremost, we do not ask people to blindly trust us.

I suggest everyone do due diligence and do research on our project to see if we are reliable.

Here are some things maybe you are interested:

We already had our demo video and prototype out a while ago. But due to the recent crypto/DeFi hacks, we decide to take a step back and review everything.We are audited by a blockchain security firm.We are backed by well-known crypto ventures.

We are here to stay.And we are ready to take the $SKYRIM token to the wider world. TGE is underway.

what we can do now is to focus on attracting builders towards our product and ecosystem, to build Skyrim-specific product and srvices for DeFi use cases, powered by the DeFi tools available right now to speed up the development.

I believe that is the best strategy to gain trust.

However, what we can do now is to focus on attracting builders towards our product and ecosystem, to build Skyrim-specific products/services for DeFi use cases, powered by the DeFi tools available right now to speed up the development.

I believe that is the best strategy to gain trust.

好问题。首先，我们不要求人们盲目地信任我们。我建议大家对我们的项目做尽职调查，看看我们是否可靠。

以下是一些你可能感兴趣的事情:
我们之前已经有了演示视频和原型。但由于最近的crypto/DeFi黑客攻击，我们决定后退一步，检查一切。我们由一家区块链保安公司审计。我们得到了知名加密企业的支持。我们会在这里停留。我们准备将$SKYRIM代币带向更广阔的世界。TGE正在进行中。

我们现在能做的是专注于吸引构建者进入我们的产品和生态系统，为DeFi用例构建特定于skyrim的产品和服务，利用现有的DeFi工具来加速开发。我认为这是获得信任的最佳策略。

｜合作伙伴及投资者｜

JAY:有哪些合作伙伴和投资者?

Who are your partners? and investors?

Johnny Lee：In May, we officially kicked off Skyrim Finance operation with a deep dive article on why we embarked on this journey and what value we can bring to this space.

Since that, we have been bestowed with so much support and love from crypto communities. And just a week later, we closed our $2.1 Million private round fundraising.

With a series of Bounty Programs and community events, we believe we have generated enough momentum to set $SKYRIM to the right orbit.

And we already partnered with Kylin Network, Thorstarter (our IDO partner), and already secured seven more partnerships, which will be rolled out after our TGE event.

今年5月，我们正式启动了Skyrim Finance财务运营，并发表了一篇深度文章，阐述了我们为何开始这一旅程，以及我们能为这一领域带来什么价值。

从那以后，我们得到了来自加密社区的很多支持和爱。一周后，我们完成了210万美元的私人融资。通过一系列的Bounty项目和社区活动，我们相信我们已经创造了足够的动力来将Skyrim的资金投入到正确的轨道上。

我们已经与Kylin Network，Thorstarter(我们的IDO合作伙伴)合作，并获得了另外7家合作伙伴，这将在我们的TGE活动之后推出

｜代币销售规则｜

JAY:你能和我们分享一下代币销售的规则吗?需要KYC或白名单流程吗?

Can you share with us the regulations of the token sale? Any KYC or whitelisting process needed?

Johnny Lee：Yes. We have planned a lot for this token launch.

Anyone interested might want to visit our twitter or telegram. Just to share a few announcements to get you guys up to speed.

Timeline of the $SKYRIM sale?

$SKYRIM IDO Round will open on August 31st, at 2 pm UTC on Thorstarter

$SKYRIM IEO Round will start on Sep 1st (UTC), from 4 AM to 10 AM on Gate.io

$SKYRIM Pool will open on September 1st, at 12 PM UTC on Zendit

Please stay tuned.

Please follow us for more updates including IDO instruction, IEO listing, etc.

Contact Us
Telegram: https://t.me/skyrimfinance
Twitter: https://twitter.com/SkyrimFinance
Email: contact@skyrim.finance
Medium: https://medium.com/@skyrimfinance
Website: https://skyrim.finance

是的。我们已经为这次发行计划了很多。有兴趣的人可能想访问我们的推特或电报。我想跟大家分享几条消息，让大家了解一下最新情况。

$SKYRIM售价的时间表：

$SKYRIM IDO Round将于8月31日下午2点UTC在Thorstarter开放

$SKYRIM IEO Round将于9月1日开始，从早上4点UTC到上午10点UTC在Gate.io

$SKYRIM池将于9月1日下午12点UTC在Zendit开放

请关注我们更多的更新，包括IDO，IEO等。

电报:https://t.me/skyrimfinance
Twitter: https://twitter.com/SkyrimFinance
电子邮件:contact@skyrim.finance
medium:https://medium.com/@skyrimfinance
网站:https://skyrim.finance

｜自由问答｜

Jay：感谢嘉宾详细精彩的解答，按照加密阁AMA的惯例，下面开始自由问答环节，我们将会随机选取几个群友的优质问题请嘉宾来回答。

Thank you for your detailed and wonderful answers！Here comes the free QA session, we will choose some lucky questions for guest to reply.

Community Member1：为什么选择在Gate做IEO？

Why did you choose to IEO at Gate ？

Johnny Lee：Well, we had great talk with them, and they offered us full support. We also talked with other project leaders who cooperated with them. Feedbacks were pretty good. We believe this is a solid partnership.

我们和他们谈得很好，他们给了我们全力支持。我们还与其他与他们合作的项目负责人进行了交谈。反馈非常好。我们相信这是一种稳固的合作关系

Community Member2：你认为加密金融的下一个热点是什么?

What do you think is the next hot spot of crypto finance?

Johnny Lee：NFTs are pretty promising if you strictly talk about hype. We see a lot of celebrities jump in this space. I cannot say I disagree with them. Skyrim Finance will be compatible with NFTs as well. It does represent valuable virtual assets that can work as collateral.

如果你严格地谈论炒作，NFTs是相当有前途的。我们看到很多名人都加入了这个领域。我不能说我不同意他们。Skyrim Finance也将与NFTs兼容。它确实代表了可以作为抵押品的有价值的虚拟资产。

Community Member3：如果我们进入熊市，我们应该怎么做?

What should we do if we enter a bear market？

Johnny Lee：Good question. But the right question is ask what else we can do? The only thing we can do is to build, to attract more users, to constantly do marketing, to offer benefits to DeFi users. That is the only right way in my opinion. Sorry I cannot give you a magic answer.

好问题。但正确的问题是，我们还能做什么?我们唯一能做的就是建立，吸引更多的用户，不断做市场营销，为DeFi用户提供利益。在我看来，这是唯一正确的方法。对不起，我不能给你一个神奇的答案。

Community Member4：目前只确定了三个链吗，后期会不会迁移到ATOM等链上？

Have only three chains been confirmed so far? Will they be transferred to ATOM and other chains in the future？

Johnny Lee：Yes. To run a project, you have to set priorities. Of course we are not ruling out any other public chains or ecosystems because we aim to be inclusive. Being multi-chain is part of our mission.

是的。要运行一个项目，你必须设定优先级。当然，我们不排除任何其他公共链或生态系统，因为我们的目标是包容。多链是我们的使命之一。

Community Member5：你的项目做了什么来改善用户体验?

What has your project done to improve the user experience?

Johnny Lee：I wish my tech team could talk about what we did to enhance user experience. We already had our demo video and prototype out a while ago. But due to the recent crypto/DeFi hacks, we decide to take a step back and review everything. And we decided to improve on user experience too.

我希望我的技术团队能谈谈我们为增强用户体验做了什么。我们之前已经有了演示视频和原型。但由于最近的crypto/DeFi黑客攻击，我们决定后退一步，检查一切。我们还决定改善用户体验。

｜结束语｜

Jay：感谢嘉宾们的精彩分享，再次感谢嘉宾在百忙之中抽出时间来参加加密阁中文社区的AMA，后续我们会引入更多重磅级嘉宾独立访谈，给大家带来更多更精彩的内容。

Thank Johnny Lee for joining our AMA and sharing so much valuable information with us. Thank you all for watching this AMA. EncryptClub will work harder and bring more wonderful content for you in future.